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Sunday, November 20, 2011
How do I escalate a short sale file
Sewell / Washington Twp NJ – Recently I received an email from Mercedes. Here was her question.
as posted on www.SellitFast123.com
“I need your help on how to escalate a file with Chase. Twelve months and still Chase claims the loan owner, Freddie Mac, will not help with buyer's closing costs, wants a $36,000 promissory note or $15,000 cash from seller at closing!!
The buyer is willing to pay 4-5 thousand at closing and Chase claims Freddie Mac refused to accept that? I don't believe they would rather foreclose and lose more money." Mercedes.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here was our answer to her question. Freddie Mac will normally pay buyer’s closing costs up to 3% of the sales price.
They have approved it on every single Freddie Mac file when the buyer needed it. In my experience, most Freddie Mac files have Private Mortgage Insurance, aka PMI.
PMI is probably asking for the $36,000, not Freddie Mac. If there is no PMI, then Chase is negotiating to hard. If that is the case, then contact Freddie direct. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at lsarlo@comcast.net. I will contact you for a free confidential consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 609-868-1171
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Sewell NJ loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Larry Sarlo.
Larry is a Real Estate Agent at RE/MAX Preferred. Sewell and Washington Twp Short Sales Realtor:
Phone: 609-868-1171. lsarlo@comcast.net.
Know Your Options, I Can Help!
Search foreclosures and short sale here: Short Sales and Luxury Homes
Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips
View My homes for sale at www.LarrySarlo.com.
Larry Sarlo specializes in loan modification assistance and short sales in Sewell New Jersey, Washington Twp New Jersey, Mullica Hill NJ. Sicklerville NJ. Sewell / Washington Twp Loan Modification Help, Sewell Short Sales. Washington Township NJ Short Sales. Sewell NJ Realtor. Washington Township Realtor. Sicklerville NJ Realtor.
Important Notice
Larry Sarlo and RE/MAX Preferred, are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Larry's personal views and do not reflect the views of RE/MAX Preferred.
This information on How To Escalate The File On A Sewell NJ Short Sale is provided as a courtesy to our viewers to help them make informed decisions.
Please feel free to comment or ask us any questions here or call me directly for more confidentiality.
as posted on www.SellitFast123.com
“I need your help on how to escalate a file with Chase. Twelve months and still Chase claims the loan owner, Freddie Mac, will not help with buyer's closing costs, wants a $36,000 promissory note or $15,000 cash from seller at closing!!
The buyer is willing to pay 4-5 thousand at closing and Chase claims Freddie Mac refused to accept that? I don't believe they would rather foreclose and lose more money." Mercedes.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here was our answer to her question. Freddie Mac will normally pay buyer’s closing costs up to 3% of the sales price.
They have approved it on every single Freddie Mac file when the buyer needed it. In my experience, most Freddie Mac files have Private Mortgage Insurance, aka PMI.
PMI is probably asking for the $36,000, not Freddie Mac. If there is no PMI, then Chase is negotiating to hard. If that is the case, then contact Freddie direct. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at lsarlo@comcast.net. I will contact you for a free confidential consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 609-868-1171
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Sewell NJ loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Larry Sarlo.
Larry is a Real Estate Agent at RE/MAX Preferred. Sewell and Washington Twp Short Sales Realtor:
Phone: 609-868-1171. lsarlo@comcast.net.
Know Your Options, I Can Help!
Search foreclosures and short sale here: Short Sales and Luxury Homes
Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips
View My homes for sale at www.LarrySarlo.com.
Larry Sarlo specializes in loan modification assistance and short sales in Sewell New Jersey, Washington Twp New Jersey, Mullica Hill NJ. Sicklerville NJ. Sewell / Washington Twp Loan Modification Help, Sewell Short Sales. Washington Township NJ Short Sales. Sewell NJ Realtor. Washington Township Realtor. Sicklerville NJ Realtor.
Important Notice
Larry Sarlo and RE/MAX Preferred, are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Larry's personal views and do not reflect the views of RE/MAX Preferred.
This information on How To Escalate The File On A Sewell NJ Short Sale is provided as a courtesy to our viewers to help them make informed decisions.
Please feel free to comment or ask us any questions here or call me directly for more confidentiality.
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